USDA Loans

United States Department of Agriculture has a 100% loan program:

  • No down-payment required
  • Helps buyers with lower credit scores
  • Seller can pay closing costs up to 6%
  • Saves by reducing your payments with much lower mortgage insurance premiums

Applicants Must   

  • Meet income-eligibility Click Here
  • Must occupy the dwelling as their primary residence
  • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien
  • Have not been suspended or debarred from participation in any federal programs
  • Purchase a property that meets all program criteria
  • Property must be located in a USDA Eligible Area
  • Closing costs can be financed into the loan
  • Minimal credit score requirements
  • Low monthly mortgage insurance

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